Short answer
It depends on the city. Of the 12 cities we verified, Chicago and Aurora need no permit for a like-for-like swap. The rest range from Springfield, Illinois's $20 code minimum to Columbus's $140 minor work permit. Houston adds a $33.56 admin fee and a minimum fee. Most cities let an owner-occupant pull the permit for their own home.
Key facts
- Houston's water heater fee is $34.24 for the first three heaters plus a $33.56 admin fee, and the page says the permit must be obtained by a master plumber registered with the city.[1]
- Columbus lists water heater replacement on its approved minor work permit list; a 1, 2 or 3 family minor work permit costs $140 and includes one inspection.[20]
- Chicago needs no building permit to repair or replace a hot water heater in-kind in a residential building up to 4 stories, but the work must still meet the Chicago Construction Codes.[14]
- San Antonio's FY 2027 schedule charges double permit fees as a penalty for working without a permit.[3]

Permit fees for one water heater replacement
Every fee below comes from an official city fee schedule or permit page, read on October 15, 2026. "Who may pull it" is what the city's own page says. A blank date means the source prints none.
Texas
| City | Fee and what it covers | Who may pull it | Source | Schedule date |
|---|---|---|---|---|
| Houston | $34.24 for the first three heaters, $11.41 each after, plus a $33.56 admin fee. The page lists a $97.56 minimum permit fee, and another line on the same page says $91.05[1]. The homeowner application lists a total minimum of $131.12 ($97.56 plus $33.56)[2] | The water heater page says a master plumber registered with the City of Houston[1]. The homestead owner application includes a water heater line[2] | [1][2] | Page undated; application revised January 2026 |
| San Antonio | $57.50 plumbing base fee plus $9.20 for "Water Heater, Vent (gas/electric)," then a 4% technology surcharge and a 4% development services surcharge[3] | A Texas license holder, or a homeowner on their own existing homestead doing the work personally[3][4] | [3][4] | FY 2027, revised September 2026 |
| Austin | Residential Change-Out Program: $74.05 for the first system, $20.69 for each additional. The schedule notes these rows include water heaters, but it does not say which line covers a single water heater, so confirm with the city[6] | A homeowner with a homestead exemption, working in their own principal residence[7] | [5][6][7] | Effective October 1, 2026 |
| Fort Worth | No water heater line. Plumbing table: $10.34 for the first fixture or appliance, plus a $33.08 permit application fee and a $16.87 technology fee. A $119 minimum for one-trade residential remodels is also listed; confirm whether it applies[8] | A city-registered contractor, or a homeowner who qualifies for a homestead permit on the home they own and live in[9] | [8][9] | Ordinance 26-28781, effective October 1, 2026 |
Illinois
| City | Fee and what it covers | Who may pull it | Source | Schedule date |
|---|---|---|---|---|
| Chicago | No building permit for repairing or replacing a hot water heater in-kind in a residential building up to 4 stories. The work must still meet the Chicago Construction Codes[14] | Licensed plumber, or an owner-occupant under state law[18] | [14][18] | |
| Aurora | No permit for water heater replacement, except a change from tank to tankless[15] | Homeowners doing work must apply for permits; contractors must meet city licensing first[15] | [15][16] | 2026 fee schedule |
| Springfield | Code lists a $20.00 minimum permit fee and $5.00 per plumbing fixture. No water heater line, so confirm the charge with the city[17] | A registered plumbing contractor, or the owner of a single-family home who lives there and stays at least one year after the work[17] | [17] | Code current August 4, 2026 |
Ohio
| City | Fee and what it covers | Who may pull it | Source | Schedule date |
|---|---|---|---|---|
| Columbus | $140 minor work permit for 1, 2 or 3 family homes, including one inspection. Water heater replacement is on the approved minor work list[20][21] | The occupying homeowner of a single-family home, by notarized affidavit, or a licensed contractor[22] | [20][21][22] | 2026 schedule |
| Cleveland | $50.00 minimum permit fee ($8.00 per hot water heating device) plus a 1% State of Ohio surcharge[23] | A contractor licensed and insured with the state, bonded and registered with the city. Do-it-yourselfers do not have to register[24] | [23][24] | Effective January 2, 2014 |
| Cincinnati | $68.00 to replace one fixture (the table does not name water heaters), plus surcharges: 1% state, 3% technology, 1% financial recovery, 5% planning, 1% training[25] | An owner of a single-family home doing the work personally and living there at least one year after; contractors must register with the city[26] | [25][26] | Effective July 1, 2026 |
| Toledo | Existing residential: $65 plus $6 per fixture (water heater is a listed fixture), $75.00 minimum, plus a 1% residential state surcharge[28] | The owner of a one-family, owner-occupied home doing the work[29] | [28][29] | Application undated |
| Dayton | $74.81 minimum for jobs up to $2,000, plus a 1% residential state surcharge[30] | The city FAQ says the work "may need to be done by a City of Dayton licensed contractor"[31]. Homeowner rules not confirmed | [30][31] | November 2025 |
Our arithmetic from those lines: Cleveland about $50.50, Toledo about $75.75 and Dayton about $75.56 for one residential water heater[23][28][30].
Who issues it is not always the city you expect. Cincinnati's own building department issues permits inside city limits; Hamilton County Public Health covers the rest of the county[27]. Its water heater rule applies to "all new and replacement water heater installations"[27].
Cities we could not verify yet
- Dallas. The July 2025 fee schedule has no plumbing or water heater line, so we could not tell which fee applies[10]. Dallas does let a homeowner act as their own contractor on their homestead, with plumbing on the eligible list[11].
- Naperville. The city's site blocked our automated access, so we could not read its fee schedule.
Why water heater permits exist
A permit buys an inspection. Hamilton County Public Health says its inspector checks that the heater meets the Ohio plumbing code, checks water pressure and discharge, and checks the safety devices[27]. It warns that a bad install can leak, catch fire or release carbon monoxide[27]. Houston inspects under its amended 2021 Uniform Plumbing Code and 2021 International Residential Code[1].
Texas law requires cities over 5,000 people to require a permit for plumbing work. Its short exempt list (leaks, faucets, ballcocks, disposals, toilets) does not include water heaters[12].
Can a homeowner pull their own permit?
- Texas. "A property owner is not required to be licensed under this chapter to perform plumbing in the property owner's homestead"[12]. Cities still run the permit. Houston, Dallas, San Antonio, Austin and Fort Worth each have a homestead route, but Houston's water heater page names a registered master plumber[1][2][4][7][9][11].
- Illinois. An owner-occupant or lessee-occupant of a single-family home may do their own plumbing, if it meets the state plumbing code, passes inspection, and the owner hires no one but a licensed plumber to help. The owner must live there at least 6 months[18].
- Ohio. We found no statewide rule on homeowner plumbing. It is set city by city: Columbus, Cleveland, Cincinnati and Toledo each allow owner-occupants to pull their own permit[22][24][26][29].
What happens if you skip the permit
| City | Penalty for work started without a permit |
|---|---|
| Houston | Investigation fee of $328.84 or double the fee, whichever is greater[2] |
| San Antonio | Double permit fees[3] |
| Dallas | $100 per hour per trade investigation fee; $200 per trade for concealing work[10] |
| Aurora | Fees may be doubled; $200 per trade penalty inspection fee[16] |
| Springfield | $100 or two times the permit fee, whichever is greater[17] |
| Columbus | $200 to $4,000 by level[20] |
| Cleveland | $100 minimum plus 25% within 72 hours of notice; $200 minimum plus 25% after[23] |
| Cincinnati | Investigation fee equal to the permit fee, on top of it, up to $1,695[25] |
| Toledo | Stop-work order, triple fees, a $250 penalty, and a possible court summons for repeat offenders[29] |
| Dayton | Investigation fee of $62.36 minimum, $500 maximum, plus the regular permit fee[30] |
Plumbing without a license
- Texas. Unlicensed plumbing is a Class C misdemeanor, and city plumbing inspectors may issue citations[12]. TSBPE fines anyone who employs or subcontracts an unlicensed or unregistered person $4,000 per violation, at the full amount since January 1, 2026[13].
- Illinois. IDPH says people who install or repair plumbing in Illinois must be licensed[19]. A violation of the Act is a Class B misdemeanor with a $500 fine for a first offense, a Class A misdemeanor with a $1,000 fine after that, and each day counts separately[18]. A civil penalty of up to $5,000 per offense can be added[18].
- Ohio. Acting as a licensed type of contractor without a license is a minor misdemeanor on a first offense and a fourth-degree misdemeanor after that[32][33]. The licensing board may fine up to $1,000 per violation per day[34]. The board says it licenses commercial contractors, including plumbing, and "may not have authority over residential contractors"[35]. For homes, city registration does most of the work.
When to call a pro
- Gas units, a fuel change or tank to tankless: Aurora requires a permit for that last switch even though it exempts like-for-like swaps[15].
- Your city requires a licensed plumber to pull the permit, as Houston's water heater page does[1].
- You want the permit and inspection handled: ask an independent licensed plumber to put the permit fee in the written quote.
- You cannot tell which fee line applies: call the city permit office before you start.
More questions
How much does it cost to pull a permit for plumbing?
For a single water heater in the cities we checked, from nothing (Chicago and Aurora, in-kind swaps) to $140 (Columbus minor work permit). Many cities add surcharges, admin fees or a minimum fee, so the base fee is rarely the full charge.
Am I allowed to install my own water heater?
Often, if you own and live in the home. Texas law exempts plumbing in your own homestead, and Illinois law exempts owner-occupants of a single-family home. Your city may still require a permit and inspection, and Houston's water heater page says a registered master plumber must pull that permit.
What happens if you do plumbing without a license?
In Texas it is a Class C misdemeanor, and TSBPE fines a business $4,000 per violation for using unlicensed help. In Illinois it is a Class B misdemeanor with a $500 fine on a first offense, plus a civil penalty of up to $5,000. Ohio law makes unlicensed contracting a minor misdemeanor on a first offense.
Can I skip the permit on a like-for-like swap?
Only where the city says so. Chicago and Aurora exempt in-kind replacements. Houston, Fort Worth, Columbus and Cleveland require a permit, and several charge double or more when work starts without one.
Sources
- Water heater permit (HPWCODE1101), City of Houston, Houston Permitting Center. Accessed 2026-10-15.
- Homeowner's plumbing and irrigation system building permit application (revised January 2026), City of Houston, Houston Permitting Center. Accessed 2026-10-15.
- FY 2027 Development Fee Schedule (revised September 2026), City of San Antonio, Development Services Department. Accessed 2026-10-15.
- Residential permits, City of San Antonio, Development Services Department. Accessed 2026-10-15.
- Fees (FY 2026-27 fee schedule effective Oct 1, 2026), City of Austin, Development Services Department. Accessed 2026-10-15.
- Residential building plan review and inspection permit fees (effective 10/01/2026), City of Austin, Development Services Department. Accessed 2026-10-15.
- Homeowner's permit, City of Austin, Development Services Department. Accessed 2026-10-15.
- Fee schedule, Ordinance 26-28781 (effective Oct 1, 2026), City of Fort Worth, Development Services. Accessed 2026-10-15.
- Residential permit information, City of Fort Worth, Development Services. Accessed 2026-10-15.
- Planning and Development Permit Fee Schedule (effective July 1, 2025), City of Dallas, Planning and Development. Accessed 2026-10-15.
- Homeowner's exemption from registration as a contractor (4/02/2025), City of Dallas. Accessed 2026-10-15.
- Texas Occupations Code Chapter 1301, Plumbers (sections 1301.051, 1301.351, 1301.508, 1301.551), Texas Legislature. Accessed 2026-10-15.
- Important announcement regarding $4,000 fine for employing unregistered individuals to perform plumbing (Dec 4, 2025), Texas State Board of Plumbing Examiners (TSBPE). Accessed 2026-10-15.
- What types of work do not require a building permit? Plumbing work, City of Chicago, Department of Buildings. Accessed 2026-10-15.
- Permits, City of Aurora, Illinois. Accessed 2026-10-15.
- 2026 fee schedule (permits applied for after Jan 1, 2026), City of Aurora, Illinois. Accessed 2026-10-15.
- Springfield Code of Ordinances, Chapter 171 Plumbing Code (sections 171.10.07 and 171.10.13), current Aug 4, 2026, City of Springfield, Illinois (via Municode). Accessed 2026-10-15.
- Illinois Plumbing License Law, 225 ILCS 320 (sections 3, 29 and 29.5), Illinois General Assembly. Accessed 2026-10-15.
- Plumbing program, Illinois Department of Public Health. Accessed 2026-10-15.
- 2026 Combined Development Related Fee Schedule, City of Columbus, Building and Zoning Services. Accessed 2026-10-15.
- Approved minor work permit list (rev 3/2019), City of Columbus, Building and Zoning Services. Accessed 2026-10-15.
- Mechanical, electrical and plumbing homeowner affidavit (BA 3/26), City of Columbus, Building and Zoning Services. Accessed 2026-10-15.
- Permit fee schedule (recreation of the schedule effective January 2, 2014), City of Cleveland, Department of Building and Housing. Accessed 2026-10-15.
- Plumbing permits, City of Cleveland, Department of Building and Housing. Accessed 2026-10-15.
- Fee schedule (effective July 1, 2026), City of Cincinnati, Department of Buildings and Inspections. Accessed 2026-10-15.
- Do I need a registered contractor?, City of Cincinnati, Department of Buildings and Inspections. Accessed 2026-10-15.
- Water heater installation, Hamilton County Public Health. Accessed 2026-10-15.
- Plumbing permit application, City of Toledo, Division of Building Inspection. Accessed 2026-10-15.
- Information on building department requirements (when are permits required), City of Toledo, Division of Building Inspection. Accessed 2026-10-15.
- Mechanical application (11/2025), City of Dayton, Division of Building Inspection. Accessed 2026-10-15.
- Building inspection FAQs, City of Dayton. Accessed 2026-10-15.
- Ohio Revised Code 4740.13, license required, State of Ohio. Accessed 2026-10-15.
- Ohio Revised Code 4740.99, penalties, State of Ohio. Accessed 2026-10-15.
- Ohio Revised Code 4740.16, board fines, State of Ohio. Accessed 2026-10-15.
- Contractor complaint form, Ohio Department of Commerce, Ohio Construction Industry Licensing Board. Accessed 2026-10-15.
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